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Hong Kong

Hong Kong Monetary Authority ยท HKD

Everything you need to buy property and get a mortgage in Hong Kong. Step-by-step guides, FAQs, lender comparisons, and a free calculator.

Comprehensive Guides

Articles & Guides

01

Property Buying Costs Explained โ€” Hong Kong 2026

Complete breakdown of all costs when buying property in Hong Kong. Covers taxes, legal fees, insurance, and hidden costs to budget for.

02

Common Property Buying Mistakes in Hong Kong 2026

Avoid these common property buying mistakes in Hong Kong. Expert tips on what not to do when purchasing property.

03

First Home Buyer Guide in Hong Kong 2026

Complete guide to buying your first home in Hong Kong. Covers deposits, government schemes, mortgage approval, and common mistakes to avoid.

04

Government Grants and Schemes for Property Buyers in Hong Kong 2026

Guide to Hong Kong government housing schemes including Home Ownership Scheme, Green Form Subsidised Home Ownership, White Form Secondary Market, and stamp duty relief.

05

Mortgage Types Compared โ€” Hong Kong 2026

Compare mortgage types available in Hong Kong. Fixed rate, variable rate, and other products explained with pros, cons, and tips.

06

Property Inspection Checklist โ€” Hong Kong 2026

Complete property inspection checklist for buying in Hong Kong. What to check before committing to a purchase.

07

Property Investment Guide โ€” Hong Kong 2026

Guide to property investment in Hong Kong. Rental yields, tax implications, financing, and market analysis.

08

Property Tax Guide โ€” Hong Kong 2026

Complete guide to property taxes in Hong Kong. Purchase taxes, annual charges, rental income tax, and capital gains.

09

When and How to Refinance Your Mortgage in Hong Kong 2026

Complete guide to refinancing your mortgage in Hong Kong. When to switch, costs, penalties, and how much you can save.

10

Rent vs Buy Analysis โ€” Hong Kong 2026

Should you rent or buy in Hong Kong? Financial comparison, breakeven analysis, and key factors to consider.

Tools & Resources