Property Inspection Checklist — New Zealand 2026

Property Inspection Checklist — New Zealand 2026

A thorough property inspection can save you from costly surprises after purchase. This checklist covers everything to check when buying property in New Zealand, from structural integrity to legal compliance.

Professional Inspection

Building inspections should cover: structure, roof, cladding, moisture testing (critical due to the leaky building crisis affecting 1994-2004 era homes), subfloor, plumbing, electrical, and insulation. LIM (Land Information Memorandum) from council reveals consents, building permits, hazard zones, rates, and special features. Check for weathertightness risk on monolithic cladding. Methamphetamine testing may be relevant for some properties. For apartments: review body corporate finances, long-term maintenance plan, and earthquake rating

Your Personal Walkthrough Checklist

Beyond the professional inspection, conduct your own assessment during viewings. Check water pressure in all taps and showers, test all light switches and power outlets, open and close all windows and doors (checking for sticking or misalignment), look for signs of damp or mould (especially in corners, under windows, and in bathrooms), check the condition of floors (soft spots may indicate structural issues), assess natural light at different times of day, and listen for noise from neighbours, roads, or aircraft.

External Checks

Inspect the roof from ground level for visible damage, missing tiles, or sagging. Check guttering and downpipes. Look at the condition of external walls, windows, and doors. Assess the garden or common areas. Check boundary fences and walls. Verify drainage and check for signs of flooding.

Location and Neighbourhood

Walk the neighbourhood at different times. Check proximity to transport, schools, shops, and amenities. Research local development plans that could affect value. Check crime statistics and flooding risk maps for the area.

Legal and Documentation Checks

Verify ownership records, check for any encumbrances or restrictions, confirm planning permission compliance for any extensions or modifications, and review any leasehold or commonhold terms. Our property buying guide covers the full legal process.

Next Steps

Use our mortgage calculator once you have found the right property, read our buying costs guide to budget accurately, or browse New Zealand FAQs.