Property Inspection Checklist — United States 2026

Property Inspection Checklist — United States 2026

A thorough property inspection can save you from costly surprises after purchase. This checklist covers everything to check when buying property in United States, from structural integrity to legal compliance.

Professional Inspection

Professional inspection covers structure, foundation, roof, plumbing, electrical, HVAC, insulation, windows/doors, and exterior grading. Most contracts include an inspection contingency. Additional specialised inspections: radon testing (especially in Midwest and Northeast), termite/pest, mould, lead paint (pre-1978 homes), asbestos, well water quality, septic system, and sewer scope. The appraisal (required by lender) is separate from the inspection and may flag additional issues. For condos: review HOA financials, reserve fund, CC&Rs, and any pending litigation

Your Personal Walkthrough Checklist

Beyond the professional inspection, conduct your own assessment during viewings. Check water pressure in all taps and showers, test all light switches and power outlets, open and close all windows and doors (checking for sticking or misalignment), look for signs of damp or mould (especially in corners, under windows, and in bathrooms), check the condition of floors (soft spots may indicate structural issues), assess natural light at different times of day, and listen for noise from neighbours, roads, or aircraft.

External Checks

Inspect the roof from ground level for visible damage, missing tiles, or sagging. Check guttering and downpipes. Look at the condition of external walls, windows, and doors. Assess the garden or common areas. Check boundary fences and walls. Verify drainage and check for signs of flooding.

Location and Neighbourhood

Walk the neighbourhood at different times. Check proximity to transport, schools, shops, and amenities. Research local development plans that could affect value. Check crime statistics and flooding risk maps for the area.

Legal and Documentation Checks

Verify ownership records, check for any encumbrances or restrictions, confirm planning permission compliance for any extensions or modifications, and review any leasehold or commonhold terms. Our property buying guide covers the full legal process.

Next Steps

Use our mortgage calculator once you have found the right property, read our buying costs guide to budget accurately, or browse United States FAQs.